Southwest Fast Rewards Plus Credit score Card Evaluation

The Southwest Fast Rewards Plus Credit score Card, like all co-branded journey playing cards, is geared toward individuals who recurrently fly with Southwest Airways.

This can be a premium journey card that gives 3,000 miles yearly you’ve gotten it, a reduction on in-flight purchases, and two free EarlyBird Examine-Ins every year.

This card additionally encompasses a rewards construction, offering bonus miles on spending classes like transit, commuting, web, cable, telephone, and choose streaming.

One other power of this card is its 60,000-mile signup bonus — which is greater than sufficient to get you a round-trip ticket or two!

In case you’re eager about including the Southwest Fast Rewards Plus Credit score Card to your pockets, this information will enable you determine.

Is the Southwest Fast Rewards Plus Card for me?

The Southwest Fast Rewards Plus Card is designed for frequent flyers who prefer to journey with Southwest.

Which means in the event you’re a loyal Southwest buyer or stay close to a Southwest hub, this card is likely to be a fantastic possibility for you. You’ll speed up your earnings towards free flights and get some strong perks, comparable to two free EarlyBird Examine-Ins every year.

In case you aren’t a fan of Southwest or stay in a spot the place Southwest isn’t as prevalent, this card possible gained’t be as beneficial as one other airline or generic journey rewards bank card.

What makes this bank card totally different?

What makes the Southwest Fast Rewards Plus Card totally different is its concentrate on Southwest Airways.

As a result of it’s a co-branded card, it might probably provide distinctive advantages and perks that generic journey bank cards can’t. In case you fly Southwest regularly, you’ll get pleasure from these perks.

This card additionally comes with a nice signup bonus within the type of 60,000 bonus factors plus a 30% off promo code while you spend $3,000 utilizing the cardboard inside three months of opening your account.

You can even obtain 10,000 Companion Move qualifying factors increase every year. With the Companion Move, you possibly can identify one individual, comparable to a partner, companion, or buddy, to be your companion. They will get a free ticket on any flight you ebook for your self.

Generic journey playing cards don’t provide these specialised advantages and bonuses, so that they possible gained’t be as interesting to individuals who choose to fly with Southwest.

Associated: Greatest bank card enroll bonuses

What are my possibilities of getting permitted?

As with all bank card, it’s essential to consider whether or not you’ve gotten an opportunity of qualifying earlier than you apply. Making use of for a brand new bank card drops your credit score rating by a number of factors, so that you don’t need to decrease your credit score for no purpose.

Chase, this Southwest bank card’s issuer, says that candidates require good credit score to be eligible for the cardboard. Meaning you must attempt to have a credit score rating of about 670 or greater earlier than you apply.

All the main points of the Southwest Fast Rewards Plus Card

Bank cards are sophisticated, so earlier than you join one, it’s essential to be sure to perceive how they work.

Charges and costs

The very first thing to take a look at while you need to get a brand new bank card is how a lot the cardboard will price. Some playing cards, together with journey playing cards, have annual charges, so that you need to make certain the advantages and perks you’ll get cowl the price of having the cardboard.

The Southwest Fast Rewards Plus Card costs $69 per 12 months.

Perks and rewards

In relation to journey playing cards, it’s all in regards to the perks and rewards. An excellent journey card ought to allow you to earn your method towards free journeys and enable you journey extra comfortably.

The Southwest Fast Rewards Plus Card does all of it, with a fantastic signup bonus, sturdy ongoing rewards, and a few good perks to make use of everytime you’re on a flight.

To start out issues off, you possibly can earn 60,000 factors plus a 30% off promo code while you spend $3,000 inside your first three months of getting the cardboard.

After that, you’ll earn:

• 2 factors for every greenback spent on Southwest purchases.
• 2 factors for every greenback spent on Fast Rewards® lodge and automobile rental companions.
• 2 factors for every greenback spent on native transit and commuting, together with rideshare.
• 2 factors for every greenback spent on web, cable, telephone providers, and choose streaming providers.
• 1 level for every greenback spent on all different purchases.

As for perks, cardholders will get a 3,000-point bonus on every card member anniversary. You can even use the cardboard to get two free EarlyBird Examine-Ins every year and 25% again on all inflight purchases.

You’ll additionally get all the standard bank card perks and advantages, together with prolonged guarantee safety and buy safety.

Associated: Greatest journey rewards playing cards

Methods to apply

The simplest option to apply for the Southwest Fast Rewards Plus card is to go to Chase’s web site. Chase is the financial institution that Southwest companions with to supply this bank card.

To start out the method, you’ll enter your private information, together with your:

• Identify.
• Date of start.
• Mom’s maiden identify.
• Social Safety quantity.
• Handle.

You’ll additionally want to offer your Southwest Fast Rewards quantity in case you have one. In case you don’t, Chase will mechanically set one up for you in the event you’re permitted.

Lastly, you’ll enter whether or not you lease or personal, your month-to-month lease fee quantity (if relevant), and your whole annual revenue. When you apply, Chase will overview it and make a lending choice.

Usually, Chase can decide immediately. Nonetheless, if the financial institution has hassle matching your data to your credit score file or desires to take a better take a look at a few of the utility particulars, you’ll have to attend for a choice within the mail.

Contact information

If in case you have points together with your Southwest Fast Rewards Plus card, the most effective factor to do is attain out to Chase’s customer support.

You may contact Chase by signing in to your account and sending a safe message. You can even name bank card customer support at 1-800-432-3117 or contact @ChaseSupport on social media.

Different stuff you must know

One essential factor to notice in regards to the Southwest Fast Rewards Plus card is that it’s not the one Southwest journey card accessible. There are two others: the Precedence card and the Premier card.

The Plus is the entry-level card. It has the bottom annual charge however the fewest perks of the three Southwest playing cards.

The Premier card is the following stage up from the Plus card. It has the next annual charge at $99 however affords 3x factors on all Southwest purchases, 6,000 factors on each cardmember anniversary, and bonus qualifying factors towards A-Listing standing.

The Precedence card is the top-end Southwest card. It has a $149 annual charge however affords 7,500 factors on each card member anniversary and a $75 credit score for Southwest journey every year. You’ll additionally obtain 4 upgraded boardings every year.

One other factor to contemplate is that the Southwest Fast Rewards Plus card is designed for Southwest flyers. The rewards you earn are fairly rigid and sometimes solely good for Southwest flights. There are some present card redemption choices, however they aren’t a great worth.

Different bank cards to the Southwest Fast Rewards Plus Card Credit score Card

If the Southwest Fast Rewards Plus Card doesn’t appear to be the precise one for you, think about the next alternate options:

• Southwest Precedence: This card is beneficial for individuals who spend so much on it and need to earn A-Listing standing.
• Southwest Premier: For frequent vacationers, this card’s annual assertion credit score and factors principally cowl the charge. You’ll additionally benefit from the upgraded boarding perk.
• Chase Sapphire Most popular® Card: That is one other Chase card with way more versatile rewards, letting you redeem factors for any journey.
• Capital One Enterprise Rewards Credit score Card: This card has a $95 annual charge and affords sturdy money again charges on journey purchases.
• American Categorical Gold: That is the mid-tier Membership Rewards card. It affords versatile rewards and a great earnings price on meals and journey.

How do you establish which bank card is best for you?

Whenever you’re out there for a brand new bank card, you must evaluate your choices to seek out the precise one. When making this comparability, think about the next elements:

• Your means to qualify. Card issuers design totally different playing cards for individuals with totally different credit score profiles. Earlier than you apply, be sure to have a great likelihood of qualifying for the cardboard.
• Charges. Some playing cards, particularly journey playing cards, carry annual charges. Ensure you’re getting sufficient worth from the cardboard to make the charge value paying.
• Perks. Every card has a special set of perks and advantages. Be sure the perks you obtain from the cardboard are helpful for you.
• Rewards. Bank cards can provide money again, factors, miles, or different rewards. Be sure the rewards on provide align together with your targets. It’s additionally essential to consider their flexibility. You don’t need to be caught with miles you possibly can’t use. Additionally, think about the speed of incomes these rewards, and search for playing cards that supply bonuses on the kinds of purchases you make most frequently.
• Charges. Typically, you must keep away from carrying a bank card stability every time doable. Nonetheless, generally it’s important to carry a stability. When that occurs, having a card with a low rate of interest is sweet.

Southwest Fast Rewards Plus Card FAQ

Can I pool my Southwest miles with another person’s?

No, Southwest doesn’t provide any option to pool your rewards with one other individual.

What’s the Southwest Companion Move?

The Southwest Companion Move is a perk you possibly can earn via a bank card signup bonus or by taking quite a lot of flights in a single 12 months. Whenever you earn this move, you possibly can select one different individual to get a free ticket on each flight you ebook till the tip of the calendar 12 months after you earned it.

So, in the event you earn the move in 2023, it should expire on the finish of 2024. Some passes earned via promotions have totally different expiration dates.

Can I redeem my Southwest factors for issues apart from flights?

Sure, you possibly can redeem your Southwest factors for present playing cards to many in style retailers. Nonetheless, redeeming factors for flights is usually a greater worth.

Why select the Southwest Fast Rewards Plus Card?

With a powerful signup bonus and a few good perks, the Southwest Fast Rewards Plus Card is an efficient possibility for frequent Southwest fliers.

Given its affordable value, substantial signup bonus, and beneficial perks, we give the Southwest Fast Rewards Plus Credit score Card a 4 out of 5 ranking.

In case you suppose that is the precise card for you, apply now.