Examine reveals pivots amid ticking time bomb for retirement revenue

CashStrive

Jun 20, 2023 — 1 min read

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To handle these issues, pre-retirees need to have a look at alternate options to the 60/40 portfolio and the 4% withdrawal rule, to see if they’ll shore up their funds.

Greater than 4 in 10 respondents mentioned that they imagine the market volatility seen in 2022 has had a long-term destructive impression on their retirement outlook.

To offset challenges to their retirement budgets there was a surge in curiosity in annuities with LIMRA’S 2022 Particular person Annuity Gross sales Survey displaying that there have been $312 billion in complete US annuity gross sales in 2022, a 23% improve from 2021 and 18% greater than the prior report of $265 billion in 2008.

Most (93%) of those that protected their portfolio on this means say they’re happy with their funding decisions.

Goodbye 60/40?

Greater than half of ballot contributors mentioned they weren’t satisfied that holding 60% shares and 40% bonds was a viable portfolio allocation right now whereas nearly 3 in 10 mentioned this method is outdated.

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Goodbye 60/40?

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The way to Enhance On-Time Tuition Funds

Is the Inventory Market in a Bubble?

How inflation can finish the fairness market dream run?

Investing for Dividends – How Does It Work And The place To Begin